*This special financing offer is available on select single-family homes and townhomes in lieu of flex cash incentives that go under contract between 1/23/26 and 2/28/26 and close within 60 days of agreement ratification. A permanent interest rate buydown from Southern Elite Mortgage on a fixed-rate Conventional or FHA loan with a 30-year amortization, resulting in an interest rate of 4.99% (APR 5.041%), minimum 620-credit score, and owner-occupied status with no escrow waiver. Total seller contributions, including those used for buyer rate buy-downs or closing costs, are subject to maximum financing contribution limits imposed by each loan program. These limits may reduce the amount of the incentive that can be applied.  Actual interest rates will vary based on credit score, loan program, down payment percentage, occupancy type, home style, and purchase price. Rates may change during the loan commitment, lock-in, or closing. Borrowers must close within 60 days from rate lock. Buyers must meet qualifications for specific loan terms, including occupancy, down payment, credit,  underwriting requirements, and investor program guidelines. This disclaimer is not an offer to enter into an interest rate or discount point agreement. Any such agreement must be in writing and signed by both the borrower and the lender. The purchaser is advised to speak with the mortgage providers listed above to determine the exact financing costs required to close. While the purchaser can use any lender, the promotional closing cost credit is only available with a mortgage loan obtained through Southern Elite Mortgage. Purchasers are encouraged to shop around to ensure they receive the best services and rates. Please note that the owner of StyleCraft Homes is affiliated with Southern Elite Mortgage. StyleCraft Homes reserves the right to change or withdraw any offer at any time.